Disclaimer

General Disclaimer

The information provided on novarithyros's website and through our budget consolidation services is intended for educational and informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on our website.

Any reliance you place on such information is strictly at your own risk. novarithyros disclaims any liability for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from use or loss of use of data or profits arising out of, or in connection with, the use of our services.

Financial Information Limitations

novarithyros provides budget consolidation tools and educational materials designed to help users better understand their financial situations. These tools are not intended to replace professional financial advice, nor should they be considered as recommendations for specific financial decisions.

Individual financial situations vary significantly, and what may be suitable for one person may not be appropriate for another. novarithyros encourages users to seek independent financial advice tailored to their specific circumstances before implementing any budget consolidation strategies.

Service Availability and Technical Limitations

novarithyros provides its budget consolidation services on an "as is" and "as available" basis. We do not warrant that our services will be uninterrupted, timely, secure, or error-free. Technical issues, maintenance periods, or external factors beyond our control may occasionally affect service availability.

• Service interruptions due to maintenance, updates, or technical difficulties
• Data synchronization delays with third-party financial institutions
• Temporary unavailability of specific features or functionalities
• Potential data processing delays during peak usage periods
• Compatibility issues with certain browsers or operating systems

Users are encouraged to maintain their own records and not rely solely on novarithyros's platform for critical financial documentation. We recommend regular data backups and verification of all financial information through primary sources.

Limitation of Liability

To the fullest extent permitted by applicable law, novarithyros, its directors, employees, partners, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of your use of our services, including but not limited to:

• Financial losses resulting from decisions made using our consolidation tools
• Damages arising from service interruptions or technical malfunctions
• Loss of data, profits, or business opportunities
• Errors in financial calculations or projections provided by our platform
• Third-party actions or decisions based on information from our services

This limitation applies regardless of whether novarithyros has been advised of the possibility of such damages. Some jurisdictions do not allow the limitation of certain warranties or the exclusion of certain damages, so some of the above limitations may not apply to you.

Third-Party Integrations and External Links

Our platform may integrate with or provide links to third-party financial institutions, service providers, or websites. novarithyros does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites or services.

When you connect your financial accounts or use third-party integrations, you acknowledge that such connections are subject to the terms and conditions of those third-party providers. novarithyros is not responsible for any issues, damages, or losses that may arise from your use of these external services.

Data Security and Privacy Considerations

While novarithyros implements reasonable security measures to protect user information, no internet-based service can guarantee absolute security. Users acknowledge the inherent risks associated with transmitting financial information online and use our services at their own discretion.

novarithyros's data handling practices are outlined in our Privacy Policy, which forms an integral part of these terms. By using our services, you acknowledge that you have read and understood our privacy practices regarding the collection, use, and protection of your personal and financial information.

Professional Advice Disclaimer

novarithyros's services are designed to provide general budget consolidation tools and educational content. We are not licensed financial advisors, accountants, or legal professionals, and our services should not be construed as professional advice in these areas.

Users should always consult with qualified professionals regarding their specific financial situations, tax implications, legal requirements, or investment decisions. novarithyros strongly recommends seeking independent professional advice before making significant financial commitments or changes to your financial strategy.